Risk Management and Insurance

Risk Management and Insurance (RM&I) serves as the insurer to all provincial public sector units, including government, hospitals, school boards/districts. RM&I is also responsible for managing risks and servicing claims to those units.

What is risk management?

Risk Management includes working collaboratively with departments, crown corporations, agencies, and commissions across the provincial government towards a goal of eliminating or minimizing the potential for loss for the Government of Prince Edward Island. One of our key objectives is to provide a quality service that protects public sector assets and programs while also mitigating risks when they occur

What happens if a claim is made against the government?

Risk Management and Insurance adjusts the claims, and may hire legal counsel or other professionals in order to settle the claim in a fair and economical manner. 

What types of insurance are covered?

Insurance coverage includes liability, property, automobile, boiler and machinery, crime, fiduciary, and all medical and malpractice.

Who are the RM&I Clients?

Clients include employees, directors and officers, summer students, and approved volunteers in:

• government departments,
• school boards/districts, or
• public sector agencies, commissions, boards, and crown corporations.