Get Help for Your Home

Whether you wish to BUY YOUR FIRST HOME or need to RENOVATE or make REPAIRS in order to stay in your existing house, help is available!

All Residents

• Down Payment Assistance Program - Saving for a down payment for your first home may seem impossible. Depending on your income, you may qualify to receive an interest-free repayable loan up to 5% of the purchase price.
• Energy Efficiency Loan Program - PEI home-owners who are approved for the Energy Efficient Equipment Rebate and Home Insulation Rebate programs can apply for help with the up-front costs of products.
• PEI Home Renovation Program
  • Now accepting applications. Expanded eligibility.
  • This information is for the PEI Home Renovation Program (PEIHRP), Seniors Home Repair Program and Seniors Safe @ Home Program)
  • Need help with the cost of major structural renovations to your home? Eligible renovations include heating system, steps and ramps as well as plumbing requirements that improve life safety.
• Rent to Own Pilot Program - The Rent-to-Own Pilot Program gives Island residents with modest incomes who do not currently own a home the opportunity to "rent to own" an eligible home, up to a maximum value of $350,000 (including HST, if any).
• Closing Cost Program - The Closing Cost Support Program assists Prince Edward Islanders of low and modest incomes with financial assistance to cover a portion of the closing costs on the purchase of their first home.  Eligible applicants can apply to receive a contribution of up to $2,500 to support the closing costs of the purchase.

Seniors

• Seniors Home Repair Program - see PEI Home Renovation Program
  • Now accepting applications. Expanded eligibility.
  • This information is for the PEI Home Renovation Program (PEIHRP), Seniors Home Repair Program and Seniors Safe @ Home Program)
  • Need help with the cost of major structural renovations to your home? Eligible renovations include heating system, steps and ramps as well as plumbing requirements that improve life safety.
  • Need help for repairs to the roof, furnace, doors or windows? As a senior, if your combined family income is less than $50,000 per year, you may be eligible for up to a $4,000 grant to help with home repairs.
• Seniors Independence Initiative - Get financial help for practical services such as lawn mowing or snow removal that make it easier for you to remain in your own home.
• Seniors Safe at Home Program - see PEI Home Renovation Program
  • Now accepting applications. Expanded eligibility.
  • This information is for the PEI Home Renovation Program (PEIHRP), Seniors Home Repair Program and Seniors Safe @ Home Program)
  • Need help with the cost of major structural renovations to your home? Eligible renovations include heating system, steps and ramps as well as plumbing requirements that improve life safety.
  • Living in your own home requires safety precautions. Installation of aids such as grab bars, a shower stall and handrails can be helpful. As a senior, you could get up to $10,000 to make changes to improve the accessibility of your home. Funding is based on your annual income.